Individual Retirement Accounts (IRAs)

Start saving for tomorrow today with options that make retirement a breeze

Explore the Traditional and Roth IRA benefits intended to align with the goals of your forever vacation.

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Benefits You'll Love

  • Earn competitive interest higher than a savings account
  • View a wide range of terms to match your goals
  • No setup, annual, or monthly maintenance fees
  • Get potential tax advantages1
  • Tax-advantaged retirement savings1
  • Competitive interest above standard savings rates
  • Terms range from 12 months to 60 months
  • Traditional and Roth IRA options
  • No setup fees
  • No monthly or annual maintenance charges
  • Additional $1,000 "catch-up" contribution allowed for ages 50+
  • $1,000 minimum deposit to open an IRA

IntraFi

Experience the benefits of cash protection with IntraFi.

Traditional IRA 

  • No income limits to open 
  • No minimum contribution requirement 
  • Contributions are tax deductible on state and federal income tax1 
  • Earnings are tax deferred until withdrawal (when usually in lower tax bracket) 
  • Withdrawals can begin at age 59½ 
  • Early withdrawals subject to penalty2 
  • Mandatory withdrawals at age 70½ 

Roth IRA 

  • Income limits to be eligible to open Roth IRA3 
  • Contributions are NOT tax deductible 
  • Earnings are 100% tax free at withdrawal1 
  • Principal contributions can be withdrawn without penalty1 
  • Withdrawals on interest can begin at age 59½ 
  • Early withdrawals on interest subject to penalty2 
  • No mandatory distribution age 
  • No age limit on making contributions as long as you have earned income 
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1Subject to some minimal conditions. Consult a tax advisor. 
2Certain exceptions apply, such as healthcare, purchasing first home, etc. 
3Consult a tax advisor. 

Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated Annual Rewards $0
  • Estimated monthly interest earned* $0
  • Monthly ATM fees refunded**$0
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*Qualifications, limits and other requirements may apply. See details for more info.

**The maximum total of refunds on ATM withdrawal fees per monthly qualification cycle is 25.

Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

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2. Loan Details
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  • Net cost of buying $0
  • Net cost of leasing $0
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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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  • Total value at maturity $0
  • Total interest earned $0
  • Annual Percentage Yield (APY)0.000%
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Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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  • Monthly deposit needed to reach goal $0
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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Estimated monthly payment $0
  • Total paid $0
  • Total interest paid $0
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Kasasa Cash*

Balance Minimum Opening Deposit Rate APY
0 - $15,000 $x 0.00% 0.00%
$15,000+ $x 0.00% 0.00%
All balances if qualifications not met $x 0.00% 0.00%

Qualifications

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Kasasa Saver*

Balance Minimum Opening Deposit Rate APY
0 - $15,000 $x 0.00% 0.00%
$15,000+ $x 0.00% 0.00%
All balances if qualifications not met $x 0.00% 0.00%

Qualifications

xx