December: Merry & Financially Bright
Year-End Financial Check-Up
- Organize Important Documents: Gather and organize financial documents such as tax forms, receipts, and investment statements. Having these documents readily available will make tax filing and financial planning more efficient. Consider creating digital copies for added security.
- Set Financial Goals for the New Year: Reflect on your financial achievements and setbacks throughout the year. Use this information to set realistic and measurable financial goals for the upcoming year. Whether it's saving for a major purchase or paying off debt, having clear objectives will keep you focused.
- Check Your Credit Report: Obtain a copy of your credit report and review it for any discrepancies. Ensure that all information is accurate and report any errors to the credit bureaus. A healthy credit score is crucial for favorable interest rates on loans and credit cards.
- Review Your Budget: Take a close look at your budget for the year. Did you stick to your financial goals? Identify areas where you may have overspent and find opportunities to save. Use this analysis to create a realistic budget for the upcoming year.
- Cheers to Financial Health: Raise a toast to your financial wellbeing! Take a moment to celebrate the strides you've made in managing your money this year. Acknowledge your achievements, no matter how small, and let them inspire your financial resolutions for the upcoming year. Here's to a prosperous and financially fit New Year!
- Spark Your Savings: As you bid farewell to the current year, consider adding a touch of sparkle to your savings. Create a dedicated fund for your New Year's resolution, whether it's a dream vacation, home improvement project, or a special purchase. Setting aside a little each month will make your financial goals shine brighter in the coming year.
Year-End Security: Guarding Against Financial Exploitation
As we approach the end of the year, prioritize your financial security. At
Harmony Bank, we understand the importance of concluding the year on a safe note, especially regarding financial exploitation, a concern for many, especially the elderly and disabled. Be vigilant against unauthorized activities like check cashing or forged signatures. Safeguard your assets by avoiding blank checks and staying wary of scams. If you suspect any financial exploitation, report it immediately.
Let's collectively ensure a secure transition into the new year, focusing on the financial well-being of all. For additional resources, visit https://www.harmony.bank/servicesresources/education/financial-exploitation.html. Wishing you a secure and safe year!
Employee Spotlight
We love highlighting the wonderful people at Harmony Bank for all the great work they do every day. This month, we wish to spotlight Marino Orlandi.
MO is a Vice President and Lending Officer at Harmony Bank. He has 10 months of dedicated service and offices in our Cedars/Southside banking center. He has done a fantastic job closing some nice sized loans for Harmony Bank, guaranteeing that Better Happens Together@. We're ecstatic to have you with us, MO! Keep up the good work!
What's Going on Around DFW?
Each month, we highlight some fun events happening around different areas of the Dallas-Fort Worth metroplex that are great options for families! Harmony Bank is hard at work monitoring your savings, but what's happening around town?
- Nov. 9 - Jan. 5: Holidays at the Arboretum
- Nov. 19 - Dec. 31: Gaylord ICE - Gaylord Texan
- Nov. 19 - Jan. 2: Dallas Zoo Lights - The Dallas Zoo
- Nov. 21- Dec. 23: Miracle on 134th Street - Celina, TX
- Nov. 24 - Dec. 23: The North Pole Express - Historic Downtown Grapevine
- Dec. 14: The 24 Days Before Christmas - Ennis Public Theater
- Dec. 15 - Dec-17: Holiday Roller Skating- Ennis, TX
- Dec. 16: Jingle Jam - First Baptist Church of Waxahachie
Harmony Happenings
Harmony Bank recently sponsored the Deep Ellum Music Festival. We love being a part of such a kind, diverse community and enjoyed being able to celebrate 150 Years of Culture.
Happy Holidays!
It's the most wonderful time of the year, and we want to take this opportunity to wish you and your loved ones a joyful and peaceful holiday season. We are grateful for your continued trust and support, and we look forward to serving you in the coming year.
As always, you can reach out to your local Harmony Bank with any needs, questions or concerns. We are happy to help.
Best,
Your Harmony Bank Family
Our Holiday Hours
All Harmony Bank locations will be closed on December 25th and January 1st in observance of Christmas and New Year's Day. Please visit one of our many ATM locations for your convenience. All banking centers will operate according to normal hours on December 24th and 26th. Happy Holidays and Happy New Year!
Tap-to-Pay
Digital wallet access is just a click away! Discover the convenience of linking your Harmony Bank Visa debit card to your smart device for tapto—pay functionality anywhere Visa is accepted. Upon adding your card, promptly contact the bank if you receive a message, and your card will be activated within minutes. It's that quick and easy!
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Harmony Bank is locally owned and operated, with 11 locations dedicated to providing a personal banking experience to address your specific needs. Discover the difference of working with a local banker.